Insurance Services
Protection Shaped by the Bigger Picture
Personal, business and specialty insurance selected around your goals and coordinated with the rest of your financial plan.
Speak with an Insurance SpecialistOur insurance services
Coverage, Thoughtfully Selected.
From your home and family to your business and the things you enjoy, choose a category to see the coverage we help clients put in place.
For individuals & families
Personal Insurance
Home and auto coverage that protects where you live and how you get there.
Home Insurance
Your home is more than a place to live. It’s an investment worth protecting, with coverage that includes:
- Protection from fire, storms, theft and other unexpected events
- Liability coverage for accidents on your property
- Coverage for personal belongings and valuable items
- Temporary living expenses if your home becomes uninhabitable
Auto Insurance
Finding the right auto coverage doesn’t have to be complicated. We help you explore options that include:
- Liability coverage for accidents and injuries
- Collision and comprehensive protection for vehicle damage
- Uninsured/underinsured motorist coverage
- Roadside assistance and rental car reimbursement
For business owners
Commercial Insurance
Coverage that protects your operations, property and people, including agricultural businesses.
Business Insurance
We guide business owners in selecting policies that provide:
- General liability coverage for accidents and legal claims
- Property protection for buildings, equipment and inventory
- Workers’ compensation coverage for employees
- Business interruption coverage to help you stay afloat during disruptions
Farm & Ranch Insurance
For agricultural businesses, we help find specialized coverage for:
- Liability coverage for accidents and injuries
- Collision and comprehensive protection for vehicle damage
- Uninsured/underinsured motorist coverage
- Roadside assistance and rental car reimbursement
Income protection
Disability Insurance
An injury or illness can disrupt your income. Make sure you’re prepared with the right coverage.
Coverage options include
Protection designed around your income, your work and your obligations:
- Short-term and long-term disability coverage
- Income replacement for essential living expenses
- Specialized protection for self-employed professionals and business owners
For your family’s future
Life Insurance & Annuities
Coverage that helps protect your family and options that can support income in retirement.
Life Insurance
Make sure your family is financially secure with options such as:
- Term life insurance for affordable coverage
- Whole and universal life insurance with long-term benefits
- Personalized coverage to meet your family’s needs
Annuities
Insurance-based options that can help provide a steady stream of income in retirement:
- Annuities for steady retirement income
Retirement planning, investment management and estate planning are offered through our affiliated firm, Burrows Capital Advisors. Visit Burrows Capital Advisors.
Recreation & lifestyle
Specialty Insurance
Coverage for motorcycles, boats, RVs and the other things you enjoy.
Motorcycle Insurance
Hit the road with confidence knowing you’re covered for:
- Liability, collision and comprehensive protection
- Custom parts and accessory coverage
- Roadside assistance options
Boat Insurance
Protect your boat or watercraft with coverage that includes:
- Damage from storms, theft and accidents
- Liability protection for injury or property damage
- Coverage for onboard equipment and accessories
RV Insurance
Whether you travel full-time or just on weekends, we help you find coverage that includes:
- Protection for motorhomes, travel trailers and fifth wheels
- Liability and collision coverage
- Emergency lodging and travel expense reimbursement
Other Recreational Vehicles
Coverage for ATVs, jet skis, snowmobiles and more, with options that include:
- Protection against damage, theft and liability
- Coverage for accessories and modifications
- Year-round protection whether in use or in storage
For pet owners
Pet Insurance
Coverage that helps manage the cost of veterinary care.
Coverage may include
Protect your pet with coverage for:
- Accidents and injuries
- Illnesses and infections
- Surgeries and hospital visits
- Diagnostic testing (X-rays, lab work, imaging)
- Prescription medications
- Chronic condition management
Optional coverage may include
- Routine wellness exams
- Vaccinations and preventive care
Before your next renewal
Questions Worth Asking.
Coverage that fit a few years ago may not fit today. If any of these give you pause, it may be time for a review.
Request a coverage review- When did you last review your coverage?
- Would your household be prepared if your income stopped?
- Do your policies reflect what you own today?
- If your business had to pause operations, what would it cost you?
- Have your family’s needs changed since you chose your life insurance?
The integrated advantage
Insurance That Fits the Rest of Your Plan.
Coverage decisions affect more than risk. They shape how you protect your income, provide for your family, run your business and plan for a transition. Because our insurance team works alongside our other service areas, your coverage reflects the full picture.
With tax planning
Coverage reviewed with tax in view
We coordinate with our tax team so policy decisions take their tax considerations into account.
With wealth management
Protection that supports your plan
We work alongside our affiliated wealth advisors so life and disability coverage fits your broader strategy.
With consulting & M&A
Coverage that keeps pace
As your business grows, restructures or prepares for a transition, we help make sure your coverage keeps up.
How we work
A Thoughtful Approach to Coverage.
Insurance isn’t set-and-forget. We revisit your coverage as your life and business change.
Assess
We review your current policies, assets and the risks you face.
Compare
We explore coverage options and explain the trade-offs in plain terms.
Protect
We put the right policies in place and coordinate them with the rest of your plan.
Revisit
We review your coverage as your family, property or business changes.
Coverage is never finished. Each review begins the cycle again.
Insurance insights
Insights on Protecting What Matters.
Get started
Let’s Protect What You’ve Built.
Whether you’re reviewing existing coverage or starting fresh, our team will help you find the right fit.